Terms & Conditions

Richie Insurance Solutions

Terms and Conditions

Effective Date: April 22, 2025

Welcome to Richie Insurance Solutions. By accessing and using our website (www.richieins.com), you agree to be bound by the following terms and conditions. Please read them carefully. If you do not agree to these terms, please do not use this site.

1. Use of Website

The content provided on this website is for general informational purposes only and does not constitute professional advice. We make every effort to ensure the accuracy and reliability of the information, but we do not guarantee its completeness or applicability to your individual situation.

Your use of this website is at your own risk. Richie Insurance Solutions is not liable for any damages arising from your use of the website or reliance on any information provided.

2. Insurance Services

Richie Insurance Solutions provides insurance guidance and assists clients in enrolling in:

Health Insurance (under 65)
Medicare Advantage Plans
Medicare Supplement Plans
Dental & Vision Insurance
Prescription Drug Plans
Life Insurance
Final Expense Insurance

All coverage recommendations are based on the information you provide and the plans available at the time of your inquiry. Final eligibility and pricing are determined by the insurance carrier, not Richie Insurance Solutions.

3. No Guarantee of Coverage

Use of our website or submitting a contact form does not guarantee insurance coverage or establish an agent-client relationship. An official relationship begins only after you engage our services and complete the required applications with appropriate disclosures.

4. Intellectual Property

All content on this website—including text, graphics, logos, icons, and images—is the property of Richie Insurance Solutions and may not be copied, reproduced, or distributed without written permission.

5. Links to Other Websites

Our website may contain links to third-party websites or resources. We are not responsible for the content, accuracy, or practices of any third-party sites. Inclusion of a link does not imply endorsement.

6. Privacy and Data Collection

We are committed to protecting your privacy. Please review our Privacy Policy for information about how we collect, use, and protect your personal information.

7. Limitation of Liability

Richie Insurance Solutions is not liable for any direct, indirect, incidental, consequential, or punitive damages resulting from your use of (or inability to use) the website or services offered.

8. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be posted on this page and become effective immediately upon posting. Your continued use of the website constitutes acceptance of those changes.

9. Governing Law

These Terms and Conditions shall be governed and construed in accordance with the laws of the State of Indiana, without regard to its conflict of law provisions.